Financing a 1.5 million single family portfolio

[Giora Sela]

I'm going to buy a portfolio of 7 properties off market that is 20% below market value. I'm looking for a lander who can help with getting a flexible deal (seller hold back maybe) but most importantly the rent is well below market rate and I don't want that to be an issue with LTV

[Daniel Christopher]

Quote from @Adam Windham:

If the DSCR is going to be a constraint I'd look into a bridge loan to acquire the portfolio and then work to push up rents so you're getting above a 1.00x DSCR and thus better terms when it comes time to refinance into a perm loan. Many bridge loan options will also allow for a seller second as well so you could potentially get a higher initial CLTV.

 I second this. Also, when you build up the history to refinance into perm debt a year down the road, rates are expected to be far better by then.