Petersburg, Clearwater, the beaches, Pinellas County, Hillsborough County, and down to Charlotte County.My experience includes:• Short-term rentals• Mid-term rentals (travel nurses, relocations, insurance placements)• Long-term rentals• Property management and day-to-day operationsThat operational background allows me to help investors think beyond purchase price and into performance — revenue potential, zoning considerations, seasonality, management systems, and long-term scalability.How I can help:• Boots-on-the-ground insight in the Tampa Bay & Gulf Coast markets• STR/MTR regulation guidance• Deal analysis support• Identifying value-add opportunities• Connecting you with trusted local vendors and resourcesIf you’re investing in Florida — or considering it — I’d love to connect.

Also check if they had errors & omissions insurance - sometimes that covers client funds.

This amounts to both extra work and extra liability, which will either need to be borne by the settlement agent or offset via insurance.

GasElectricTrash (if not city-covered)Insurance averagesVacancy assumptions for specific zip codesMaintenance & CapEx benchmarks for older Philly propertiesI want to be able to analyze deals on my own nightly without constantly needing to reach out to my agent for every data point.Are there any go-to sites, calculators, public records tools, or general % rules you use for Philly specifically?

Use realistic rent, subtract vacancy, maintenance, CapEx, taxes, insurance, and even property management (even if you self-manage).

At ~$570K purchase, 5% down FHA house hack: - Mortgage (P&I) at 7%: ~$3,600 - Taxes: Dover's effective rate is roughly 2.1% — that's ~$1,000/mo - Insurance: Three-family in NH, ~$250-350/mo - Maintenance/capex (10% gross): ~$440/mo - Vacancy (5%): ~$220/mo - Energy (if owner-paid): varies, but ~$300-400/mo for common areas + owner unit That puts total carrying cost closer to $5,800-6,100/mo, not $5,500.

Lately, it’s the insurance re-quotes coming in 3 days before closing.I’ve seen three deals in the last month where the numbers worked perfectly on day one, but then the carrier decides the roof age is suddenly an issue or they’re pulling out of the zip code.

We’re fully insured (General Liability, Workers’ Comp, and Auto) and work with restaurants, property managers, and multi-location operators across SoCal.I joined BiggerPockets to learn more about real estate investing, connect with other local owners/investors, and build relationships with people who value reliable vendors and solid operations.Outside of work, I enjoy gardening, playing billiards, and watching TV shows.Looking forward to connecting — if you’re in SoCal, feel free to say hello!

Mid-term is a strong option if you can attract traveling nurses, corporate relocations or insurance placements. 

They have licensing and insurance costs.