Partnering just to “go faster” without defined lanes usually creates friction later.Banks aren’t the enemy, timing isTraditional banks are slow and rigid for first deals.

I’m treating 2026 as a year for “surgical” investing—less macro speculation, more micro-market precision.I’m currently analyzing North Florida workforce housing corridors, where:– Job growth remains steady– Renter demand is employment-driven– New supply is constrainedCurious how others here are defining their buy box for the next cycle.Are you narrowing your focus or staying broad?

May also cover your bank account getting drained by hackers.4) If you have an office you will need general liability, unless landlord offers and adds you to their policy5) Workers Comp only needed if you have employees

This is never going to be enough $ budgeted to run a property without losing a ton whenever anything needs to be fixed or replaced, or anything at all goes wrong (which it does because this biz relies on dealing with both imperfect humans and properties that are always needing repair or components replaced).

There have been years where funding  my defined benefit pension plan made sense, so I essentially earned income, then contributed. 

PUTS: Now I say "Puts" not to define it is exactly put options but to define this is where Smart $ start's positioning leveraged bet's on the inevitable coming downturn, drop, crash, collapse.

Build a local team before you buy: lender, contractor, agent, titleIf you want, I’m happy to help you define a clean buy box that you can share with everyone you meet.

IRC Sec. 514(c) defines "acquisition indebtedness" and will shed some light on this for you.

Clear accountability and defined points of contact matter just as much as fees or promises on paper.

Arbitrage and cohosting are just jobs with no investor component.