I believe the examples you're pointing to were altered by the changes to first year depreciation by TCJA and the defining factors of original use. 1.168(k)-2 updated (k)-1 ; and the example in both references assets before September 2017 and refer to new assets meeting the original use requirement; not used assets.The TCJA changes to the requirements to be considered original use; or used but meet certain requirements prevents the carryover basis from being qualified for that requirement; and qualified to utilize additional first year bonus depreciation. 

How would you define Bryan / College Station TX? 

And TSM index funds have RE component anyway.  

Use cost segregation to identify 5, 7, and 15-year components that can still benefit from bonus depreciation and shelter early cash flow.

Here’s the quick rule of thumb I share with clients:If it’s a repair (fixing what’s broken or keeping things running), you can usually deduct it right now.If it’s an improvement (something that adds value or extends the property’s life), you’ll have to depreciate it over time.So… patching a roof = deductible repair.Replacing the entire roof = depreciable improvement.And with the 2025 tax rules, certain property components (like appliances or flooring) might even qualify for 100% bonus depreciation if you do a cost segregation study.Curious how everyone here handles it — do you separate repairs vs. improvements yourself, or just hand it all over to your CPA at tax time?

Also define the remedies if a co-owner doesn’t fund a true emergency call—common approaches are a default loan from consenting co-owners at a preferred rate or proportional dilution tied to the shortfall.Keep the money mechanics clean.

For me a great wealth builder was (1) a DEFINED BENEFIT plan allowing me to defer tax on up to $350,000 per year at age 50 when I was in the highest tax bracket; and conversion to and into a ROTH 401k (all self directed) over a 5 year period at a lower bracket and a BIG discount for the non liquidity of my retirement portfolio investments.  

Quote from @Ian Hutton: Hey everyone, My question is what are the key components you look for when doing market research?

Always check local regulations before planning your project.A fabricated (prefab) garage is significantly faster, cheaper, and easier to install, consisting of pre-built components.

I've found this mortgage calculator breaks down all the components really clearly: https://ultra-calculator.com/calculator/mortgage-payment.