Optimal order of funding

[Zeni Kharel]

Hi everyone,

As a high-income earner, what is the optimal order of funding tax-deferred and tax-advantaged accounts to maximize tax savings? I am considering the following options: contributing to a 401(k), paying down high-interest debt, funding an HSA, and making a backdoor Roth contribution.

Thank you.

Best,

Zeni Kharel

[Josh L.]

@Don Konipol love the response. Cash is king. I'm liking the perspective on cash reserves  of 15% of assets vs the typical 3-6 months of expenses.