If structured and documented correctly, your first house hack can reduce taxable income while setting you up to scale into the next property smoothly.

Would you mind providing a full breakdown of HTVR's fee structure for potential investors like myself considering them vs other groups?

I am in the beginning stages so I am just trying to get myself organized and structured 

• Any structures you didn’t initially consider but ended up working well?

I’m serious about wholesaling in Alberta but paused because I wanted to fully understand the correct contracts and legal structure here.My main concern is using the right purchase & sale agreement and assignment process in Alberta so I’m not exposed to unnecessary legal risk.

In MA, it helps to be a little more structured than that.Here’s what I recommend focusing on:Income verification + pay stubs/bank statements (document everything)Rental history (prior landlord references + payment history)Debt-to-income / affordability (helps avoid issues mid-lease)Consistency across the application (missing info, mismatched dates, etc.)Biggest mistake I see: rushing screening to avoid vacancy… then paying for it later with nonpayment, damage, or constant drama.Always use consistent screening criteria for every applicant and follow Fair Housing guidelines.

Employees may be able to handle certain admin tasks, but activities like leasing, showing units, negotiating terms, or collecting rent can require licensing depending on how things are structured and whether they’re acting for others.The key questions are: Are you only managing your own property?

I’m especially interested in how people structured their first deal to support future financing and scaling.I’d love to hear from anyone who can speak some wisdom intodebating living in a SFH and lightly upgrading vs house hack in a Duplex for their first deal? 

Use this period to build “investor muscle”:Network locally: Northern NJ & Northeast PA have active REIA and Mastermind groups where you can learn creative strategies (seller finance, JV, partnerships, DSCR lending, etc.).Educate tactically: Move from general podcasts to deal-focused learning — cash flow calculators, DSCR loan basics, and rent comps.Understand investor financing: Once you’re ready, your pension-backed W2 and equity could make you an excellent DSCR or bridge loan candidate with the right structure.⚙️ 5.

Creative deals get a lot easier when you have someone to bounce ideas off, someone who’s seen these structures before, or even someone who just helps you think through the steps.