Exploring Creative Financing for Multifamily Deal – Orange County, CA

[Sharlene Morales]

Hi everyone, 

Found a promising multifamily deal and I’m looking into creative financing options since traditional routes move pretty slow right now.

Open to hearing what’s worked for others or connecting with anyone who’s done similar deals in Southern California.

Thank you, 

Sharlene

[Denise Supplee]

Hi @Sharlene Morales, One option is private money or hard money lenders, they can close quickly, sometimes within days. Rates are higher than conventional loans, but you can refinance later once the property is stabilized.

Seller financing is also worth exploring, especially if the current owner is motivated. Sometimes you can negotiate terms that mimic a traditional mortgage but close much faster. You could also try bridge or short-term loans paired with conventional refinancing once the property cash flows.