We want to create an affordable SRO-style housing product with common facilities and meal plans included in monthly charges.

But I am pretty confident the guru attorneys that promote Wyoming LLCs are charging a lot for their advice.

They already expected to have to remove all the carpet in the initial quote. 

Can we buy initially as an individual and then re-buy as an LLC in 30 days if refinancing isn't an option (though not sure how we'll get our 100k this route)?

Closing costs can include things like lender points, miscellaneous fees, insurance, prorated taxes to fund escrow, real estate commissions, and title charges — and together, those can easily add up to $18k. 

Meanwhile the property drops in value from the infighting and your initial down payment with equity can erode.Some looking at TIC's go DST instead.

Since they've refused to send over the reports and proof, I was thinking of disputing the charges with Chase. 

If the tenant abandoned it, then they should be charged with abandonment.

Paid $15k upfront to initiate the contract. 

I'm guessing those are better for more involved rehabs vs pure cosmetics.Some PMs will simply charge you an hourly rate, and some will charge you a markup, and some will use their internal (paid) employees to do most of the work and charge you for their time.