How to Choose a Banking Institution?

[Kevin Forsell]

Hi all, 

As I set up my LLC I'm wondering how have you gone about choosing which banking institution to bank with? I'm aware that local banks and credit unions tend to be easier with creative lending, but large banking institutions tend to have more ease of access and tend to have user-friendly software. But aside from that, what should I be looking for or questions I should be asking?

Thanks!

For context: I'm starting out with a partner, but I plan to go solo after I've built up the capital to do so (structured as a holding company in my name, with subsidiaries for each property we acquire- some in both our names as JVs, and eventually solely under my name). We live in North Jersey and will be investing mostly in Flips and STRs (with a few BRRR's in the mix as well). Thanks for your help!