30 year Mortgage

[Shak F.]

I took mortgage on my single family investment property about 13 months ago. Is it possible to refinance in such short time?

[Jay Hurst]

Quote from @Shak F.:

I took mortgage on my single family investment property about 13 months ago. Is it possible to refinance in such short time?

what type of loan did you get? If it was a conventional loan, you would NOT have a pre-payment penalty and there is no waiting period to refi to lower your rate. if you took out a DSCR loan it would depend what pre-payment penalty you accepted for that loan.