Refinance Appraisal Question

[Joshua Zdunich]

Hello,

I closed on a cash purchase on 5/25 in La Jolla CA. I already have my refinance lined up and ready to go but I might have made a mistake with the appraisal and this is where I need help. So this property is going to be a complete gut remodel, with an ADU addition. After closing I was really excited and wanted some answers about the existing build so I opened up(tore out drywall) on two closets and a hallway. This is all before the refinance appraisal <----- I know, rookie move. So to all the appraisers out there, Is it ok to have those studs showing or do I need to drywall what I opened up? The house is a 5bd, 3.5ba, 2400sqft, 3 story, the demo was in the bottom floor.

Thanks in advance for all the help, my appraisal is scheduled on Friday.  

[Zachary Inman]

Get the drywall up asap. When the appraiser comes by, you want the property looking its absolute best, or else you risk it coming lower than what it would be otherwise.

Maybe the appraiser won't dock it for not having drywall up. Maybe they will. Appraisers are subjective, even if they want you to think they aren't.