Need funding for ADU conversion

[Brian Joseph OConnor]

I have a 4/4 rented out coliving style that I've only had for a few months and it's cash flowing well with me self managing. I have a detached garage that I want to convert to a 1/1 ADU for additional income. I don't have enough equity for HELOC, or cash out refi. No luck finding the 50-60K funding so far. Does a have an idea or know of a lender willing to do a stand alone 2nd mortgage?

once the ADU is done and rented it'll be time for me to cash out refi out of the FHA, pay off the ADU loan and move on to my next deal.

there’s got to be a way to make this happen