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Updated over 1 year ago on . Most recent reply

Zach Proto's profile image
Zach Proto's profile image
Zach Proto
  • from San Jose, California
  • Member since Oct 28, 2014
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Zach Proto's profile image
Zach Proto's profile image
Zach Proto
  • from San Jose, California
  • Member since Oct 28, 2014
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Zach Proto
  • San Jose, CA
5
Votes |
4
Posts
Short-Term & Vacation Rental Discussions

DSCR loan With no prepayment penalty

Zach Proto
  • San Jose, CA
Posted

Hi looking to get DSCR loan for a few of my STR properties. They are condotels. Any recommendations? Any places that do not have prepayment penalties or have lower LTV requirements? Thank you

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Zach Edelman's profile image
Zach Edelman's profile image
Zach Edelman
  • Lender
  • from Austin, TX
  • Member since Apr 20, 2022
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Zach Edelman's profile image
Zach Edelman's profile image
Zach Edelman
  • Lender
  • from Austin, TX
  • Member since Apr 20, 2022
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Zach Edelman
  • Lender
  • Austin, TX
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Zach Edelman
  • Lender
  • Austin, TX
Replied

I would highly recommend looking at the BP's list of recommended DSCR lenders and see which of these specializes/has a forte in STRs. STR lending with DSCR is a bit nuanced (i.e need to see who can underwrite with AirDNA, if the lender can underwrite with AirDNA are there any contingencies, etc.)

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