Commercial Multi Family

[Aidan Black]

I'm curious, can you house hack a commercial multi family property and live  in a unit to get a lower down payment or is this not possible?

[Brandon Cormier]

You definitely CAN house hack a larger property. However it is still treated as a commercial loan which required 20-25% down either way. Not much benefit to it, as those properties are priced based on how much money they make. With one unit empty/not making anything it may negatively affect the value of the place

Best moves for actually benefiting from househacking are to live in one unit of a 2-4 unit. or get a house with many bedrooms and do rent by the room.

Have seen some people(especially in high cost of living areas) benefit from using both strategies at the same time, doing rent by the room in just their unit of a multifamily which makes the numbers even better.