Seeking TX Real Estate Litigator: Proactive Title Dispute (Current Loan)
Hi everyone,
I am looking for recommendations for an experienced Texas real estate litigator or consumer finance attorney who handles complex chain of title, deed of trust bifurcations, and mortgage enforcement disputes.
To clarify my situation upfront: My loan is current, I am in good standing, and I am looking to take formal legal action proactively rather than defensively.
A review of my loan documents and local county property records has revealed significant structural defects regarding the lien. Specifically, the original tangible paper note remains completely unendorsed, while the intangible payment obligations were sold off into a secondary market trust shortly after origination without parallel recordation of assignments at the county level.
I am looking for a Texas-licensed attorney who can assist with independent chain of title verification, a comprehensive options assessment (Declaratory Judgment, Quiet Title, or modification), and proactive legal action.
Ideally, the attorney should be highly sophisticated in the interplay between:
- Texas Recording Statutes (V.T.C.A. Property Code §§ 13.001 and 192.007).
- Texas UCC Article 3 & 7 (specifically V.T.C.A. Bus. & C. § 3.203(d) regarding partial assignments).
- Federal Violations (15 U.S.C. § 1641(g) deadlines and E-SIGN Act exclusions under 15 U.S.C. § 7003).
If you have worked with a sharp litigation attorney in Texas who truly understands these specific note-stripping and lien enforcement mechanics, please reply below or send me a direct message.
Thank you