Creative Financing?!? Help!

[Keegan Schaub]

Hi Everyone,

I recently received an inheritance and want to purchase my first MFH this year, HOWEVER, I cannot secure a mortgage loan as I do not work full time. I am a healthcare worker working prn ("as needed") contract based through three employers. I work ~30 hrs/wk and make more $$$ than I would if I had a traditional FTE job.... but I cant obtain a mortgage

What are some ideas other than a parent cosigning that I could explore for financing???

I have more than enough funds and a sizable cushion to purchase a MFH but cant secure financing  

Thanks for the input!

[Kerry Baird]

Where are you looking for funding? There are commercial lenders and DSCR lenders that only lend on the cash flow of the property, and not your income, not your tax returns, not your bank statements. @Stephanie P. is a great resource, as an example.