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Chris Srncik
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Seller Financing-New investor

Chris Srncik
Posted

My wife and I want to purchase our first rental property, we just want to get some other opinions on a seller financing deal. We are read/reading Brandon Turners books on buying rentals and an option is to seller finance to get into something. I am a Realtor, so I spoke with my Broker, and he wasn't too hot on the idea. We do not think we can qualify for a second mortgage on a conventional loan at this moment, but we could put down about 10-15%. We are committed and we know that is the first step, but the second step to get a deal is making our head spin. 

Just asking for thoughts and opinions on a seller finance deal for a rental.


Thanks, Chris

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Dwayne Poster
  • Investor
  • Van Isle
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Dwayne Poster
  • Investor
  • Van Isle
Replied

Your on the wrong side of this deal. Recognize it as an investment strategy (seller's perspective) that generates cash flow from equities. The interest rate is a sellers hedge, not a buyers, unless there is other considerations. As an investor, you too will look at these seller options down the road.

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