Financing on a second, vacation property

[Lisa Zoubi]

Hello all,

I want to purchase a condo vacation home that I hopefully will be able to STR in CO. I live in TX. I cannot do a conventional loan because I do not have a job and my husband is not ready to input his info (for his W-2 job) for a loan application so I am trying to think what loans will work for me? I do have money for the down payment. Do I just use a hard money lender? Any advice? Thanks

[River Sava]

Hi Lisa - 

DSCR would be a great option for you. I would love to discuss this further and offer guidance!