Updated almost 3 years ago on . Most recent reply

First time getting home insurance, what to look for?
I reached out to 3 brokers for quotes. This is one that I recieved for a rental duplex that was completely renovated in 2021.
-building/dwelling coverage 250k
-other structures 25k
-loss of use 50k
-liability 300k
-wind/hail included
-building/dwelling replacement cost included
-deductible 1000, 2500, or 5000 (changes cost)
cost for 5000 deductible is 121.17/month or 1454.04 annually
-Is this any good, is there something I should be looking out for?
-any add ons I should be getting?
-Is this enough coverage?