Home Equity Loan

[Michelle Sharko]

I’m new at all of this, reading & watching as much as I can. 
I’m 56 year old mom of 5 and a grandma to 1. 
Im looking to start investing in Realestate, have a stock portfolio which is not doing as well as I would like. 
I know I’m a little late in the game but want to make sure I can retire peacefully, make sure I can provide for weddings & more grand babies to come.
I do not work, my husband works, we just tried to get a HELOC on our primary residence was pre approved got all the way to the end and they just wanted more then I was willing to give. We own a second property no mortgage, want to know which is my best move with this property for getting equity from it? With ingest rates the way they are is this a good time to be thinking about this?

[Michelle Sharko]

Oh I’m in Illinois. Thank you