Vacant land Insruance

[Ryan Watson]

I was wondering if someone can recommend a good insurance company for vacant land? 

Is there much difference in the policy if i was to remove trees to help mitigate risks?

How much per year does a policy usually run?

[Joe Bertolino]

USLI for about $550 per year. The agents are asking for your other business (auto, home, other rentals) because it is a pain to spend half a day writing a vacant land policy to make $55. Insurance agents don't make money writing one-off policies and it can open them up to E&O claims because they don't know how your other assets are covered. People want to give you as little info as possible to get a quote and then when a claim happens they all of the sudden act like price was no issue and they thought the policy you sold them covered any and everything under the sun. The way I typically work... I either write all of your insurance or none of it.