Hard money

[Nina Okumoto]

hello????

I'm new here.. And I'm just trying to get a little help on starting out.. I'm wondering should I get a hard money lender to fund my project being that I have little money and no partner??? And do you have to have good credit for a hard money  lender to work with you??

[Micah Copeland]

@Nina Okumoto

A lot of hard money lenders I know do not care about your credit. They want the deal (there first lean position) to protect there money and not the individual.. Not to say that some do require credit checks. 

One thing I would consider is finding another investor through your local REI meetings and doing a JV (joint venture) deal with them. If your deal is good enough you might be able to find someone to finance it for you and even teach you a few things.