Looking to rent current home; has zero down USDA mortgage
I purchased this home a little over 3 years ago as my first home for $160k. I received a zero down USDA mortgage. Current mortgage including taxes is $925 a month. I could rent the property for $1500. However, once I move out will I have to refi into a traditional mortgage since it will not be my primary? I currently do not have 20% in equity.
House is in a great school district; 3BR 2 bath 1650sqft. AC is only 2 years old so I don't foresee any major repairs.
**This would be my first rental property.