credit advice

[Jake Seamons]

I have decent credit but avg age of credit accounts is not the best. I have purchased two new houses last year and refinanced two. I have a few really old credit cards that I closed a long time ago (stupid I know) I have heard that if I ask for those cards to be re-opened it will help my score and my avg age of credit accounts is that true? One is a Lowes card that I'm sure they would re-open happily. let me know your thoughts.

thanks!

[Michaela G.]

I just realized that Macy's closed my old account, because I hadn't used it in a few years. I called them and they told me to re-apply. I tried to get them to re-open the old account, but they said they couldn't. 

So, unfortunately, not every lender is willing or able to.