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11
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3
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Cesar M.
  • Houston, TX
3
Votes |
11
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Trying to understand debt influence on loans

Cesar M.
  • Houston, TX
Posted

Hi everyone.  This might be a real newbie question but I haven't seen it discussed on any podcasts or anything I've read.  Does the debt you take on from your first deal affect if you'll be able to get approved for a loan on your next deal?  For example, let's say on my first deal I take out a traditional loan for 100k and a few months later I'm ready to take on my next property.  I apply for another traditional loan and they see that I have the 100k debt.  Are they more likely to deny me because of that even if I have everything else in order?  Or is it not a factor if I can show that I have cash flow on the first property?

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