Updated over 9 years ago on .
Mortgage help in partnership
When trying to qualify for a mortgage is it possible to join forces with another person (partner) in order to qualify for a larger loan? Let's say that partner 1 has strong income and good credit but has recently gotten a mortgage for his primary residence which will affect his DTI ratio, partner 2 has good credit but only works part time. (not enough income to qualify for a mortgage on his own) in this case can partner 2 add incomes with partner 1 so that partner 1 may be able to qualify for a higher mortgage loan? Or must both partners need to be able to qualify for a loan individually in order to do this?