My current loan. Any feedback would be appreciated :)

[Thanh T.]

Hello,

I am having a closing date upcoming soon and wanted your opinion on my current rate, which I think is not too bad considering other companies I contacted. My rate is 3.99% with a PMI of $90. I only put a down payment of 5% for a ~300k loan. My location is in Groton, MA. Please let me know your opinion and experience especially if you know the market there such as whether it has good appreciation value there.

Thanks kindly!

Tan