Can I use a personal loan for a down payment and refinance?

[Jessica Frasier]

Hello BP, I am still figuring out financing for a 4-unit turnkey property I have under contract (for buy and hold). I wrote in a previous post that my lender increased the down payment required for purchase and I don't have it. I was approved for a personal loan to make up the difference. Is it possible to purchase the property through a conventional mortgage, personal loan, and my own money and then immediately refinance so I can pay back the personal loan?