Property Analysis Scenarios

[Brett Read]

Hi BP!

I'm looking for some advice on how many analytical scenarios I should consider and which scenarios should hold the most weight. 

I am currently analyzing deals in Providence, RI and I will be using a FHA 3.5% down loan product and owner occupying.

With such a low down payment and only collecting rents from 2 out of 3 units since I will be occupying one, the numbers are a bit skewed. Essentially every deal I analyze has low or negative cash flow. So I started running the numbers with different scenarios: not owner ouccpied, 20% down, current rents, market rents, etc.

My question is, how should I be looking at these numbers and which scenario should hold the most weight? 

[Steve Bracero]

@Brett Read

Run the numbers as an owner occupant as well as when you move out! 

You may be cash flow positive with 2/3 occupied units but every scenario is different- 

Run the numbers with the current rents you are getting- 

You may have to re screen the tenants you are inheriting- Look if they are a taw or on a lease 

Know your state laws!