Prop Insurance - Clearwater fl

4 Replies

Hello BP community,

I'm working on my first purchase... it's a 4plex in Clearwater FL. I'm not sure if this the appropriate area to ask but I was hoping people would share who they use for property insurance and if they like or would steer clear of them. 

Also looking for umbrella policy as well so recommendations would be great.

Thanks,

Tetsuo

Safeco will do an umbrella with your auto coverage. Most will ask for the auto business too, so be aware. 

I used to have FPIC for property insurance, but they were bought by Avatar and my rates jumped 40%. I have been very happy with American Integrity Insurance Co. Great rates for rental properties. 

I recommend you speak to Kent, Chad or Richard Kirchen at the Assurance Risk Managers (Family business). There you have guys with degrees in risk management, and can make qualified recommendations for the coverage you need. They aren't salesmen, they are advisors that can get you the correct coverage you need. 

Good luck!

I have a guy I use as well, a good personal friend who works at a family owned insurance company, I have referred him to 10+ people on here and all have given him high recommendations as well. Send me a PM if you want his info

we like Betsy @ Community Insurance Group in Brandon.  does the research, friendly and timely responses.

Free eBook from BiggerPockets!

Ultimate Beginner's Guide Book Cover

Join BiggerPockets and get The Ultimate Beginner's Guide to Real Estate Investing for FREE - read by more than 100,000 people - AND get exclusive real estate investing tips, tricks and techniques delivered straight to your inbox twice weekly!

  • Actionable advice for getting started,
  • Discover the 10 Most Lucrative Real Estate Niches,
  • Learn how to get started with or without money,
  • Explore Real-Life Strategies for Building Wealth,
  • And a LOT more.

Lock We hate spam just as much as you

Create Lasting Wealth Through Real Estate

Join the millions of people achieving financial freedom through the power of real estate investing

Start here