Hello!  I'm new to investing and looking for some advice on what it will realistically cost me.  Want to make sure I'm not missing anything before I pull the trigger.  If this is the correct forum, I'll share details.  Thanks.

Costs for what? Property purchase? Rehab costs?

I'm currently looking at obtaining a 203(k) loan (on a foreclosure), for 8 points, 11% interest, 80% LTV. I'll have underwriter fees, title fees, appraisal fees, personal attorney fees, inspection fees, property insurance, agent fees when selling. All interior/exterior work to be performed by a contractor. I'm wondering if there are any other fees I'm missing. IE, will I have to pay township taxes up front? I'm working on a tight margin here and being extra cautious. If the rehab goes over what the lender provides, I'm on my own with procuring the difference? Thanks, and appreciate the time taken to answer my newb questions. Looking forward to learning more about investing!

Are you flipping or will you be renting?
Also just curious, if the margins are that slim, is it really a good deal?
Did you check what the comps are in the area? Once property is purchased and rehab is completed, what is the ARV?
Is it in line with comps?

Taxes up front will vary by area. Some areas you will actually get taxes "back" at closing, and some will cost you. My current property I am under contract for I have factored in paying roughly $8000 in taxes at closing, which will most likely be close to accurate. You then need to know when taxes are due, school, county, city, how ever the town/state does this. You can ask a local agent or attorney who does real estate if they can offer some assistance. I also didn't see you factoring holding costs, not by the lender. Utilities, gas, water, sewer, electric, HOA if needed, etc. these are real costs that you will only be able to determine once you know the house/area.

@Josh Sohar I will be selling, not renting. The margins are slim, but the location is great considering it is located right up the block from where I live. There is pretty heavy competition in the area and I am splitting 50/50 with a partner. It's my first, so I'm taking this one as a learning experience. There's money to be made. Most likely not a ton. I'm basing a lot of the ARV on the neighborhood it's in, not exactly direct comps, but by square footage.

@Brian Pulaski I would imagine utilities for 6 months (estimated holding period) shouldn't be more than 1k.  The taxes, though - that is something I need to look into.  Perhaps since it will be a flip I can apply for a forebearance.  Taxes are due next on May 1st in the area.

@Kevin Woshinsky bear in mind when you buy the home there will be taxes to be paid (not sure how it works in your area though). These can be thousands of dollars. If the owner now paid taxes in May last year, your most likely responsible for reimbursing them for the difference to May of this year which will be part of the closing costs. Taxes due in May, you may end up paying, as that's coming up on us quickly!

Holding costs for 6 months shouldn't be more than $1000, coming into nicer weather, but that can vary.

Thanks both for your input!  @Josh Sohar and @Brian Pulaski .