BP calculator ROI when using a Hard Money loan

[Keith C.]

Hi everyone

First time using the BP calc , so perhaps I am just not understanding BP method or I am miscalculating , however ....

I input a home's data sets with all associated costs and the complete loan amounts, points, fees etc.

When the results came back , The ROI was based on the total project costs.

. i.e. Profit $30,000 on $150,000 Total project

The report shows " Total Personal Cash Invested "

However since I am borrowing the money , my cash invested is only approx 25% of Total Cash In , plus of course holding costs , etc..

The ROI should be based on my actual cash outlay i.e.: $40,000 or whatever I actually laid out ,, not what the entire project cost.

You can try one of your own deals or Id be happy to share mine.

Please let me know if I am just missing something.

Thanks everyone