Need advise on financing!

[Jane Batista]

Hello, I’m spanking new at this and I’m more interested in buying and holding. I’m looking into a 6 family in NJ that is on the market for 550k...the gross annual rents are $83,400...taxes are $14,489...insurance is $2,600...utilities about $2,000...repairs and maintenance about $5,000. Property was rehabbed a few years ago and it’s fully occupied. This seems like a no brainer, but my husband and I don’t want to put all of our eggs (cash) in one basket as far as the financing goes so we are looking at the options with VERY low money down I’m looking at hard money and private lender options. Can someone give me advise on this based on this property. What would you do?! Thank you!