Changing Jobs and Mortgages

[Liam Mooney]

Hi there, wondering if anyone has some thoughts on a best approach here: I am planning on moving, changing jobs and purchasing a duplex (primary residence, rent the other unit out) in the next 4-6 months. By making it the primary I'm able to get a bit better mortgage rate and keep it at 20% down (I'm also a landlord novice so I would be able to dip my toes in relatively easily instead of approaching it with an investment loan, etc.) 

However, the lender is going to want to see the new job's W2s and that I'm living in the space. The easiest solution is to wait to buy, move down and rent, establish the new job and then buy but I'm wondering if there is a work around so the timing is a little smoother/I don't have to move into a temporary rental. Is it possible to purchase now with my current job's proof of income and move in later? 

Thanks!  

[Melvin List]

@Liam Mooney if you are moving from a W-2 job to another W-2 job you should be fine.