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Updated over 6 years ago on . Most recent reply

Samantha Kincaid's profile image
Samantha Kincaid's profile image
Samantha Kincaid
  • Rental Property Investor
  • Member since Jan 29, 2019

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Samantha Kincaid's profile image
Samantha Kincaid's profile image
Samantha Kincaid
  • Rental Property Investor
  • Member since Jan 29, 2019
Samantha Kincaid
  • Rental Property Investor
3
Votes |
3
Posts
Starting Out

Lower debt or invest?

Samantha Kincaid
  • Rental Property Investor
Posted

My husband and I make $180k with ~780 credit scores and no student loans. We are young but have managed to acquire around 20k in CC debt. Should we work to pay this off before investing in multi units or should we jump right into real estate? We have around $5k a month to spend...

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Account Closed's profile image
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Account Closed
  • Investor
  • from Singapore
  • Member since Mar 26, 2013
Account Closed's profile image
Account Closed's profile image
Account Closed
  • Investor
  • from Singapore
  • Member since Mar 26, 2013
Account Closed
  • Investor
  • Singapore
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Account Closed
  • Investor
  • Singapore
Replied

You make $180K and have 20K in CC debt? You should pay that off in 3 months! If you dont have the financial discipline to do that, you should probably not invest in Real Estate yet.

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