Closing Title Company

[Dominique Mickles]

Quick Question: When buying in cash do I just close with an title company or do I just need a attorney? 

[Patricia Steiner]

Dominique, being scared about signing is a good thing.  It's hard to overcome stupid so better this route.  Since you're the buyer, you won't pay any commissions to a realtor for their services so take advantage of that.  Interview a few and find one who you like and trust to guide you through the process.  You're going to want an inspection - and you might want to negotiate further for repairs and more so get yourself a realtor to be a trusted advocate to represent you.  Again, there's no cost to you as a buyer; the seller will pay the commission.  Prior to closing, there will be closing documents for you to review with instruction on where to wire the closing proceeds.  The day of closing, you'll be walked through the Warranty Deed, Title Policy, Survey (please get one), and Closing Statement by the closing agent.

And, congratulations on your upcoming purchase!  There's nothing like owning a piece of the earth.  Process:  Find the right property, prepare contract and negotiate the right price/terms, place escrow deposit, inspection/survey/title, always do a final walk-through, wire proceeds to closing company  - sign...then it's all yours.  

Any realtors in this forum in Dominique's market?