Banks or Credit Unions?

[Jonathan K.]

Hello Bp mates, 

My name is Jonathan and I'm currently closing in on saving $10,000 of my own money from my full time salary. With this I hope to land a single family home under the $200,000 range sometime before the end of summer. As I'm told its better to use other people money's which is why I'm trying to figure out, is it eaiser to bank through a credit union or a bank? Is one more leinant than the other regarding loans, especially if the money is being spent out of state (I live in CA)? If anyone could speak on this that'd be great! Thanks in advance. 

Best, 

Jonathan