I wanted to use this forum to take the opportunity to find out from professionals how they keep track of Budgeting their money.  This can range from how you budget your personal money to save for your first property (or additional properties) and/or how you keep track of your income properties?

Is it through an app, excel, or old fashion pen and paper? 

If its through an app which one do you use?

If its through excel or pen and paper, how do you categorize your debts vs credits?

Thanks for all the replies!