Invest or pay off credit cards

[Juan Avalos]

Quick question to my fellow biggerpocketeers ... I have $20k cash but have $11k in credit card debt.

Should I invest in a rental or pay off my CC first? Your opinion and why

[Margaret Johnson]

What are your percentages of utilization on the credit cards?  If you have high utilization then paying them down will raise your credit score and put you in a better position to invest.  If you have low utilization percentages then you are in a better shape to invest. But ultimately it depends on if you can afford the monthly payments, etc.