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Updated about 5 years ago on . Most recent reply

Naqib Matin's profile image
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Naqib Matin
  • from Rock Hill, SC
  • Member since Mar 31, 2020
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Naqib Matin
  • from Rock Hill, SC
  • Member since Mar 31, 2020
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Naqib Matin
  • Rock Hill, SC
1
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Starting Out

Can you House-Hack multiple times in 1 year?

Naqib Matin
  • Rock Hill, SC
Posted

Hello All,

If you buy a property to house-hack in one state, can you turn around and do it again in another state if you’ve moved?

Scenario:

Purchased Duplex (A) using conventional loan in Charlotte, NC. Occupied for 3 months then moved to new city with intention of purchasing Duplex (B) to house hack as well.

Would banks still offer conventional loan in this situation or would they look at you as an investor?

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Sarah Brown's profile image
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Sarah Brown
  • Real Estate Agent
  • from Nampa, ID
  • Member since Aug 20, 2017
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Sarah Brown
  • Real Estate Agent
  • from Nampa, ID
  • Member since Aug 20, 2017
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Sarah Brown
  • Real Estate Agent
  • Nampa, ID
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Sarah Brown
  • Real Estate Agent
  • Nampa, ID
Replied

Talk to a lender.  Discuss your situation.  You can be flagged for mortgage fraud.  It will require a little additional work, but doable. 

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