Skip to content
Two investors reviewing resources on a laptop

Get industry-leading resources — for free

Unlock resources for every investing strategy and stage with a free account.

By continuing, you agree to BiggerPockets LLC's Terms of Use and Privacy Policy

Followed Discussions Followed Categories Followed People Followed Locations
Starting Out
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

User Stats

24
Posts
4
Votes
Brandon Wulff
  • Rental Property Investor
  • Las Vegas, NV
4
Votes |
24
Posts

Creative ways to get a loan with short work history

Brandon Wulff
  • Rental Property Investor
  • Las Vegas, NV
Posted

I'm wondering if anyone has any other methods on getting a loan with a short income history.  Every loan application always asks for the last two years of W2's, but what do you do if you only have one year?  Interested to see what others have done or can come up with...

Methods I've used:

 - Co-sign

 - Larger down payment

 - Collateral (I.e. another house)

Any others you've used?