Sell or Heloc personal home for down payment for MFH

[Joy Rogers]

1. Personal house in Seattle suburbs significantly increased in value; bought first and only first house just few years ago. Have about 1.5 mil equity in this personal house. Thinking of selling and get 1.5 mil equity or might be able to heloc 1 mil for down payment of first multifamily investment property. Very hot market (my neighbor sold old house in just 3 days of listing, 300k over asking). If I sell primary house, a 2 br apt rental 3k/mo and a 2 br townhouse 4 k/mo. I have some non-RE investments which I would like to keep long term (and could not get favorable loans on this). I would not plan to take money out of retirement plans, again to decrease risks. 

2. Reps status

Because of covid, management decreased my fte to 0.8 (4 days a week). Do you think I could get reps with 32 hours, 4 day work week. 
I could decrease to 0.6 (3 days work week), but I need the salary and want to keep ft benefit. Another option is 0.85 for 3.5 days but super long hours. What would be best to get reps. 

Thank you

I saw one of the advice, if you start small, you’ll make small mistakes. if you start big, you’ll make big mistakes.
 
Any advices?