Four Plex Assessment Help

[Peter Kime]

Hello BiggerPockets! 

This is my very first post and I'm very new to real-estate. I hope to gain some valuable insight on a deal that I'm currently evaluating. This seems like a nice opportunity to get started with my very first property and I would like to owner-occupy. This is a type A location and estimating around a 4.5-4.8% Cap Rate. 

Details:

Goal is to Owner Occupy 

Location: Type A *very close to great schools, downtown walkable location

House: 4 Plex 8 beds and 4 baths

Sq Ft: 3,548

Price: $425,000

Mortgage: 20% down 30 year conventional 

Current Rents: 790, 985, 945, 910 per-month  *These seem low for this area and for the condition of the units

Occupancy: 1 will be open for new owner to occupy

Insurance: $180 per-month

Property Tax: $415 per-month

Annual Maintenance: $800

Water, sewer, garbage, electric: all paid for by current tenants 

Cap Ex: $280 per-month

Vacancy: $280 per-month

Property Mgmt: $345 per-month

The property has had many Cap X improvements over the past 6 years including, new roof, windows, refinished hard wood floors, paint, foundation work, plumbing, electric... 

Am I right in my evaluation that this is a nice first investment opportunity/home purchase? 

Thank you in advance for any and all feedback!

Best,

Peter