Primary Residence Requirements

[Marcus Allen]

Hi BiggerPockets community!

In regards to the minimum 1 year primary residence requirements for first time home loans or for places like a condo with an HOA that requires it to be your primary residence to be used as a rental. What determines your residency? Is there a certain number of weeks out of the year that you must physically live in the property? Do you only need the bills in your name for a year and no other lease/mortgage in your name? Just looking for some clarity on this.

Thanks!