Skip to content

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
BPCON2026 Orlando

October 2 - 4 Early Bird tickets are now ON SALE. Purchase your tickets today and save $100!

Get tickets
BPCON2026 Orlando

October 2 - 4 Early Bird tickets are now ON SALE. Purchase your tickets today and save $100!

Get tickets
Followed Discussions Followed Categories Followed People Followed Locations
Starting Out
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 4 years ago on . Most recent reply

User Stats

8
Posts
1
Votes
Matthew Pos
1
Votes |
8
Posts

Debt to income situation

Matthew Pos
Posted

I currently own a single family (primary residence) and a condo (rental).
for about a month we were in the process of selling our single family after we find a multi family to house hack but an opportunity came up for a condo that is about to come on to the market and I am currently in talks with my loan officer how to go about this to get it financed.

he as mentioned if i were to get the condo(investment Property loan) i may have trouble trying to get into a multi family after because of debt to income ratio will possibly go sideways.

now it raises questions for me ..
will that mean that if i hit the range where my debt to income that i wont be able to secure any more/any kind of loans from the bank ?

how do i get my next deal if banks wont loan me because iv hit my debt to income ratio by owning multi properties ?
will it mostly be private money i need to use ?
do HAVE to partner up ?

Thanks in advance.


Loading replies...