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Updated over 3 years ago on . Most recent reply

Edward Jackson's profile image
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Edward Jackson
  • from Houston, TX
  • Member since Mar 8, 2021
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Edward Jackson
  • from Houston, TX
  • Member since Mar 8, 2021
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Edward Jackson
  • Houston, TX
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Starting Out

House Hacking (Houston, Tx)

Edward Jackson
  • Houston, TX
Posted

Greetings and salutations everyone! I’m going into house hacking once my lease is up at the top of 2022 in the Houston market. Any pivotal advice I should consider?? Thanks in advance!

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Holly Brown
  • Real Estate Agent
  • from Houston, TX
  • Member since Sep 25, 2019
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Holly Brown
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  • from Houston, TX
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Holly Brown
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  • Houston, TX
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Holly Brown
  • Real Estate Agent
  • Houston, TX
Replied

@Edward Jackson

If you have good credit, I would highly suggest the conventional loan with 5% down and PMI fee over the FHA loan. The PMI fee drops off when equity reaches 20% of the loan to value but the FHA fee is constant for the life of the loan.

Hope that helps! I have house hacked 3 times in my investing journey and definitely recommend it as the best way to get started.

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