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Updated 8 months ago on . Most recent reply

Leonard La Rocca III's profile image
Leonard La Rocca III's profile image
Leonard La Rocca III
  • Member since May 8, 2023

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Leonard La Rocca III's profile image
Leonard La Rocca III's profile image
Leonard La Rocca III
  • Member since May 8, 2023
Leonard La Rocca III
5
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Mortgage Brokers & Lenders

Conventional Lending Out of State

Leonard La Rocca III
Posted

Wondering what the process looks like for getting a conventional loan for an out-of-state deal. For example, if one is looking to buy in PA but lives in NJ, is the typical process to inquire with banks local to the property in PA or is it normal for NJ banks to approve out-of-state?

Jersey City, New Jersey
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Derek Brickley's profile image
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Derek Brickley
  • Lender
  • from Ann Arbor, MI
  • Member since Jun 29, 2021

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Derek Brickley's profile image
Derek Brickley's profile image
Derek Brickley
  • Lender
  • from Ann Arbor, MI
  • Member since Jun 29, 2021
Derek Brickley
  • Lender
  • Ann Arbor, MI
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Derek Brickley
  • Lender
  • Ann Arbor, MI
Replied

The company yes, the loan officer no.  Yes BofA is all over the country but if you go to your local branch it's pretty likely that loan officer and/or office wouldn't be licensed to operate in another state.  I'm not for sure though never been there

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