Skip to content

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
Followed Discussions Followed Categories Followed People Followed Locations
Mortgage Brokers & Lenders
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
Market Trends & Data
Buying & Selling Real Estate
Out of State Investing
Real Estate News & Current Events
Real Estate Technology
Investor Mindset
General Info
General Real Estate Investing
BiggerPockets Exclusive PRO Area
PRO
BPCON
New Member Introductions
Questions About BiggerPockets & Official Site Announcements
Off Topic
Starting Out
Real Estate Success Stories
Real Estate Horror Stories
Real Estate Strategies
House Hacking
BRRRR - Buy, Rehab, Rent, Refinance, Repeat
Commercial Real Estate Investing
Innovative Strategies
Mobile Home Park Investing
Land & New Construction
Multi-Family and Apartment Investing
Wholesaling
Rehabbing & House Flipping
Short-Term & Vacation Rental Discussions presented by
Tax Liens & Mortgage Notes
Medium-Term Rentals
Buying & Selling Small Businesses
Outdoor Hospitality
Landlording & Rental Properties
General Landlording & Rental Properties
Managing Your Property
Marketing Your Property
Tenant Screening
First-Time Home Buyer
Real Estate Professionals
Mortgage Brokers & Lenders
Contractors
Real Estate Agent
Financial, Tax, & Legal
Creative Real Estate Financing presented by
Personal Finance
Private Lending & Conventional Mortgage Advice
Insurance
Tax, SDIRAs & Cost Segregation presented by
Foreclosures
1031 Exchanges presented by
Goals, Business Plans & Entities
Legal & Legislation
Real Estate Classifieds
Classifieds
Real Estate Events & Meetups
Reviews & Feedback
Ask About A Real Estate Company
Real Estate Deal Analysis & Advice
Guru, Book, & Course Reviews
Syndications & Passive Real Estate Investing

Updated 4 months ago on . Most recent reply

Ruben Lopez's profile image
Ruben Lopez's profile image
Ruben Lopez
  • Member since May 8, 2025

User Stats

8
Posts
3
Votes
Ruben Lopez's profile image
Ruben Lopez's profile image
Ruben Lopez
  • Member since May 8, 2025
Ruben Lopez
3
Votes |
8
Posts
Mortgage Brokers & Lenders

Adu rent question

Ruben Lopez
Posted

If I'm trying to buy a single family with an adu in the back. Can I use the rental income from adu to qualify for mortgage? One lender said yes another told me no. Please let me know thank you 

0 Votes
Follow
3 Replies
Jump to Last Reply
Log In or Sign Up to Reply

Most Popular Reply

Drew Sygit's profile image
Drew Sygit's profile image
Drew Sygit
  • #1 All Forums Contributor
  • Property Manager
  • from Royal Oak, MI
  • Member since Jun 17, 2012

User Stats

11,609
Posts
8,332
Votes
Drew Sygit's profile image
Drew Sygit's profile image
Drew Sygit
  • #1 All Forums Contributor
  • Property Manager
  • from Royal Oak, MI
  • Member since Jun 17, 2012
Drew Sygit
  • Property Manager
  • Royal Oak, MI
8,332
Votes |
11,609
Posts
Drew Sygit
  • Property Manager
  • Royal Oak, MI
Replied
Quote from @Ruben Lopez:

If I'm trying to buy a single family with an adu in the back. Can I use the rental income from adu to qualify for mortgage? One lender said yes another told me no. Please let me know thank you 

 @Ebonie Beaco has a great response:)

Here's the actual new FNMA guidelines:

https://singlefamily.fanniemae.com/originating-underwriting/...

@Zach Wain has a great response also.

business profile image
Logical Property Management
4.9 stars
388 Reviews

Contact us

By clicking send, you affirm you have read and agree to the BiggerPockets Terms, acknowledge the BiggerPockets Privacy Policy, and you agree BiggerPockets and its network of professionals may use automated technology or pre‒recorded messages to deliver marketing calls, texts, or emails to the number or email your provide regarding your real estate needs. You also agree BiggerPockets and its affiliates may use automated technology or pre‒recorded messages to deliver marketing calls, texts, or emails to you regarding offers and other content that may interest you. Consent is not a condition of purchase. Message and data rates may apply. Message frequency varies. You can unsubscribe at any time by replying STOP or clicking the unsubscribe link (where available) in one of our messages.

1 Vote
Log In or Sign Up to Reply
Sort By:

Loading replies...