Seller gift down payment, any HM lenders?

[Chris H]

I am looking into a cash flowing triplex in a revitalization area of the city where the city is scraping swaths if land for more Development.

The seller will gift the down payment and I'm trying to find a lender that will loan the 80% remaining, but haven't had any luck.  It's seems that going into the deal with 20%+ equity in the deal, also knowing I'm going refinance the loan shortly after, would be appealing to a lender?  Can anyone direct me to a lender who might consider this?

Thanks!!!!