Primary residence question

[Sandra Regnell]

I was approved for a mortgage with 5% down for a primary residence. I work in Seattle and am currently renting. My job is 170 miles from the home I have in contract. My loan guy was well aware of my plan prior to applying and gave me no indication this might be an issue.

I am well qualified for the loan, but the lender wants 10% because of the distance. They will go for the 5% if my employer says I can telecommute or that I wont lose my job if I move.

Is this usual? How can I obtain said letter from my massively large and probably unwilling employer?

[Kevin Sobilo]

@Sandra Regnell, are you really going to commute 170 miles each way every day? Or is this just a way to buy an investment property with a residential loan?